Top 15+ Best Refer & Earn Apps Without Investment 2023

Do you know which is the best earning app without investment in 2022? After personally using and detailed research about best earning apps, I have found 100% genuine 15 apps that help you to earn money with zero investment for students or part timers. Let’s see these apps…

Online Refer & Earn Apps For Students Without Investment

Nowadays everyone is looking for the best way to earn money, but most such apps need a prior investment from the user to start making money. But as a newbie, it is quite difficult to invest time in unknown applications, due to some trust issues or the unavailability of funds.

In such a situation, you must be looking for the best-earning apps that do not require investment.

Here, in this article, we will provide you with the best applications that are authentic and 100% genuine. Thousands of users are earning massive money from these applications every day.

About Online Earning Apps Without Investment 2022

Money Earning Apps Without Investment

Most of the earning apps in India usually pay people to play games, attempt quizzes, read articles and news, watch videos, download other apps, check horoscopes, fill out surveys, do online shopping, review products, and many more.

Also, these applications present some offers where you can play fantasy games, open treasure boxes, lucky draw, scratch cards, lucky draws, special giveaways, and many more gifts to regular users.

Top 15 Best Earning Apps Without Investment 2022

As the Indian earning app market is filled with many Zilli players, it is really difficult for one to find out the best one. So we have conducted research and found out the top 15 mobile earning apps based on their speed, download ability, features, and friendliness, here are they:

#1. Upstocks

Upstocks - Best Earning Apps Without Investment

Have you ever heard about trading and investments in stocks? The same can be done through the UpStocks application. Upstocks open a platform to invest in stocks, options, IPO, and mutual funds. This app offers a referral bonus of INR 400 for each successful referral.

Just share the link with your friends and on the first investment of your friend, you will get Rs 400 instantly. Upstocks also offers its Demat account to the users.

On every referral download, you will get Rs100 and after their first investment, you will get another Rs 300. There are no additional or hidden charges included in the Upstocks. So you can say it is the best earning app without investment in India.

#2. Roz Dhan

Roz Dhan - Best Earning Apps Without Investment

Roz Dhan is an entertainment app that will allow users to make money with no investment. You will get INR 50+ for logging in with your account.

Roz Dhan has a massive user base of around 25 Million users across the nation. The user can easily withdraw their money from the Roz Dhan wallet if their balance reaches INR 300.

The app is updated with the latest version using which users can use the coin redemption system and earn as per the number of coins earned by them. The number of coins that can be redeemed by the users is 250, 2500, 12500, 25000, or 50000 coins. Here every 250 coins are equivalent to Rs 1. So you can say it is the best earning app without investment in India.

Features

  • Users will earn 3000 coins by using the app for 7 consecutive days.
  • There is no investment required for joining
  • It is an easy withdrawal procedure and supports most UPI applications.
  • New users will get an INR 100 bonus pack.

#3. Groww App

Groww App - Best Earning Apps Without Investment

Grow is one of the most popular investment applications that will help you to make money online from home.

After a little research and analysis of the market, easy investments in mutual funds, stocks, IPO, and options will give you massive returns. To make money on the Grow app without investment, you need to refer a friend.

Your friend will get Rs 101 instantly in their account after downloading and logging in to grow through your link and then you will get Rs 100. So you can say it is the best earning app without investment in India.

#4. EarnKaro

Earnkaro - Best Earning Apps Without Investment

Apart from other money-making applications, EarnKro is an affiliate marketing app using which you can create your profit links for many platforms including Amazon, Flipkart, Myntra, and many more.

If any of your friends buy something using your profit link then you get a specific percentage as a commission.

Also, this app has a referral program, by which you will get a 10% commission from the earnings of your referrals. All over, this app helps you to make passive money. So you can say it is the best earning app without investment in India.

#5. PhonePe

PhonePe - Best Earning Apps Without Investment

PhonePe is an Indian UPI application that will help you to transfer money from one bank account to another using UPI online.

The app also offers a signup bonus for new users where the new user will get INR 100 from the sign-up with the application. You can also earn Rs 100 by referring the application to any of your friends.

If he downloads the application and login successfully then you get Rs 100 instantly in your PhonePe wallet. You can use this money to pay bills, recharge your mobile number, pay online, or can transfer to your bank account. So you can say it is the best earning app without investment in India.

#6. Google Pay

Google Pay - Best Earning Apps Without Investment

Google pay is one of the safest UPI-based online moment transferring applications. It is also known as Gpay among users.

It will allow the user to win several bonuses and scratch cards after every transaction. Google Pay is slightly more advanced than PhonePe and Paytm.

It also has a referral system where you can want Rs 101 after your friend downloads and signs up using your referral link with the GooglePay application. So you can say it is the best earning app without investment in India.

#7. Amazon Pay

Amazon Pay - Best Earning Apps Without Investment

Amazon is the biggest E-Commerce platform in the world with more than 2 Billion users across the globe. Most of us are using this application to order goods and accessories online.

Amazon presents its own Amazon Pay payment application that will allow users to perform transactions online. Amazon pay can be a great way to earn cash back, scratch cards, discount coupons, and many more bonuses.

It has a referral system where you can get Rs 75 in your Amazon wallet instantly after your friend downloads and signs up with the application. This money can only be used to pay bills, buy tickets or buy something from Amazon. So you can say it is the best earning app without investment in India.

#8. 5paisa

5paisa - Best Earning Apps Without Investment

There are many investment applications in the market but 5paisa is unique. If you want to earn money online without investment then you need to refer a friend to get Rs 500 in your account.

Also, the application gives you a brand voucher if you procure two referrals every month. So you can say it is the best earning app without investment in India.

#9. Meesho

Meesho - Best Earning Apps Without Investment

Meesho is one of the most effective applications where users can earn money without investment. It is a reselling application. Usually, there are two ways of making money from Meesho i.e. share your affiliate link with your friend and you will get a profit margin as a commission after every successful purchase from your link.

Another way is the referral system, you will get Rs 1000 instantly if any of your friends download and register with the Meesho application from your shared referral link. As it is a reselling app, you can buy things and sell them at a profit margin as well to earn money. So you can say it is the best earning app without investment in India.

#10. Wonk

Wonk is an online learning platform where you can earn money through workout investment as well as learning. Here you can earn money by teaching.

First of all, you need to give an eligibility test, once you get clarified by Wonk. You can start making money by teaching, the amount of money depends upon your experience and knowledge.

The payout amount is around INR 250 to 1000 per hour. Various factors determine your payout, this includes the class and category you are teaching, the subject, the student board, and many more. There is no investment required to become an online teacher at wonk application.So you can say it is the best earning app without investment in India.

#11. Google Opinion Rewards

Google Opinion Rewards - Best Earning Apps Without Investment

Google is the biggest online platform in the world with a deep interference in everyday life. From your browser to the play store, every time is presented by Google.

The other feature of Google is its privacy and security. It is next to impossible to breach the firewall of google. Google offers opinion rewards. Where many companies took the survey and get responses from the public.

You can also give your response and earn money without any investments. Most of the surveys are short and usually contain 2-3 questions. You will get up to Rs 32 for every opinion. The credited amount can be used to make online purchases. So you can say it is the best earning app without investment in India.

#12. Loco

Loco - Best Earning Apps Without Investment

Loco is another popular money-making application, where users can not only make money by playing games but also earn money by watching gamers playing games, live streams, and many more. Users can play many games including ludo, carrom, pool, etc with other opponents with multiplayer features. You can also create your room for playing these games.

There are many single-player games as well including Aqua Shooter, Knife Ninja, Bubble Shooter, Merge Mania, and many more. This application can be passively used to make money without any investment online. Play quizzes and take surveys to win additional rewards. So you can say it is the best earning app without investment in India.

#13. My11 Circle

My11 Circle - Best Earning Apps Without Investment

Some people consider the My11 Circle app as a gambling application. But in reality, this application is officially sponsored by the Lucknow IPL cricket team. Many popular cricketers including Sourav Ganguly, Ajinkya Rahane, and many more are promoting this app.

This app is also recognized as Rummy Circle among users. It has a referral system that can help you to earn money online without investment.

You get Rs 551 instantly in your wallet after your referral download and registration with the application. This money can be used to play games or withdrawn to your bank account. So you can say it is the best earning app without investment in India.

#14. GameZy

GameZy - Best Earning Apps Without Investment

GameZy is a popular gaming app that will give you money by playing games. You can take part in many games including fantasy, rummy, poker, quizzes, etc with the money deposited in your app wallet. If you want to earn money without investment then you need to take part in the PowerPlay program.

After becoming the GameZy PowerPlay you can make a commission every time your friends play the game.

You need a massive friends group either on telegram or Whatsapp to make more money through the program. Also, the minimum withdrawal requirement is only Rs 25. So you can say it is the best earning app without investment in India.

#15. Swagbucks

Swagbucks - Best Earning Apps Without Investment

It is a multitask online earning application that will give a good amount of money to the users by playing games and performing other tasks like completing quizzes, and surveys, watching advertisements, downloading applications, and many more. You will earn points after competing for every task and these coins can be converted and transferred to the bank account easily.

The app also offers bonuses and perks to daily users, this includes discount vouchers for many e-commerce websites like Amazon, Flipkart, Walmart, etc. You can redeem these vouchers while buying any goods and accessories from these platforms. So you can say it is the best earning app without investment in India.

Top Best Money Earning App 2022

S.N.Earning AppsVouchers & Refer Earn
1Upstocks₹100
2Roz Dhan₹50
3Groww₹100
4Earnkaro10% Lifetime Earning
5Phone Pay₹100
6Google pay₹70
7Amazon Pay₹90
85paisa.com₹200 Free Credit
9Meesho10%-25% per sale
10Google Opinion Rewards₹30
11Loco₹10
12My11Circle₹51 Instant
13GameZyupto ₹2,000
14Swagbucks₹31
15Smytten App₹259
16CRED App₹100 to ₹250
17WinZo Appup to ₹500
18mRewards₹10
19HoneyGain$20
20Pay-Bag₹20

How Do Online Money Earning Apps Works?

In India, the best online money-making applications help ordinary people to make supplemental income easily. Mostly these applications use a special strategy through which a small reward is given to the users for promotion and marketing purposes.

There are various modes through which the perks are given to users that include rewarding users through cashback, free recharge, referral bonuses, amazing deals, gift coupons, and many more.

Also, some apps give limited premium membership to other applications at a discounted price or zero offers.

Also, through these apps users earn coins which can be further redeemed into cash and withdrawn to the bank account or wallet. These points can be used to take part in jackpot contestants, championships, and other lucky draws in these applications.

Good Side and Dark Side of Online Money Earning Apps

There are both positives and negatives to these applications, here are them:

Goodside of Earning App

  • These applications are easy to use and have simple withdrawal procedures.
  • You will get flexible timing and schedule to complete your tasks.
  • As you need to watch videos, news, live streams, and many more to earn money which is informative and increases your knowledge.
  • Help you to make a supplementary income.

Darkside of Earning App

  • Most of these apps are not available for iOS.
  • It will take time to make money.
  • The amount of money is very less.
  • You can not withdraw money until it reaches the minimum withdrawal level.

Conclusion

If you are free and want to invest your hours somewhere to earn money then these applications are the best alternative for you. There is no requirement for skills and investment to start making money online at home.

All your queries relating to popular money-earning apps in India, their benefits, and how they function and pitfalls of these apps as well are covered in this article.

Also, Read * Important Article *

How much Money We can earn from Online earning Apps?

You can earn up to ₹1000 but it takes dedication, you have to work hard to get that money but very fewer people could achieve that. Most of the people just lost their time and energy.

Do Earning App is Real?

Well, Most of the money earning app is fake but some app pays real money by referring to apps like upstocks, and CRED.

How to earn money from gaming mobile apps?

You can earn real money by playing games that money is directly transferred to your UPI account. Some of the earning gaming apps are MPL and Winzo.

Who is No 1 earning app?

Upstocks, you can earn real money by referring this app.

Which is the No.1 Best Earning App In India?

Well! It is difficult to decide which is the best app among them because they all are based on different genres. Wonk is best for learning and teaching to make money, Roz Dhan is best for paid mini jobs, LoCo is best for online gaming, and Google opinion rewards is the safest one.

What is the fastest app to earn money?

Cashkaro, Earnkaro, MPL, Winzo, Roz Dhan, Upstocks, Gpay, Phone Pay, Swagbucks, smytten are the apps you can earn the fastest money.

Can an earning app make you rich?

No, because you can earn a low amount of money and it is not guaranteed how much time it takes you to earn money from the same app again.

Disclaimer

I have only tried to answer your queries regarding online earning apps, I do not claim you will get 100% money from these apps. It is your duty to get full information about these earning apps before using them. I am not responsible if you are not able to earn money from these apps.

Nitin Nitro
Nitin Nitro

I called myself Digital Marketing Scientist, But Why?
Because Experimenting as a Scientist on - Websites & YouTube with Different Content & SEO Strategies for over 3+ years.

Leave a Reply

Your email address will not be published. Required fields are marked *